CreadLayer verifies business identity, GST, and financial standing — then monitors it continuously. Marketplaces and platforms onboard trustworthy sellers and catch risk before it becomes fraud.
From KYB to ongoing risk monitoring, every module feeds one explainable merchant trust score.
GSTIN, PAN, CIN, and beneficial-owner checks validated against authoritative sources.
Turnover trends, GST filing regularity, and settlement history scored for reliability.
A weighted, explainable 0–1000 merchant score built from verification, history and disputes.
Ongoing alerts on chargebacks, complaint spikes, and compliance lapses — before they escalate.
See risk distribution across your entire merchant base with drill-down and export.
Immutable records of every verification and document for audit and regulatory needs.
The merchant intelligence layer built for Indian marketplaces and platforms.
Pre-verified merchants clear KYB in seconds instead of days.
Continuous monitoring catches risk signals long before losses occur.
Consent-based data handling with full audit trails.
Granular team permissions across your verification workflows.
Embed KYB directly into your seller onboarding funnel.
Every merchant score comes with the reasons behind it.
Business identity (GSTIN, PAN, CIN), beneficial ownership, GST filing history, financial signals, and reputation data like chargebacks and ratings.
It weighs verification depth, business vintage, financial reliability, dispute rates, and risk signals into an explainable 0–1000 score.
Yes. CreadLayer continuously monitors compliance, complaints, and chargebacks, and alerts you when a merchant's risk profile changes.
Yes. Bulk verification and portfolio analytics let you assess and monitor thousands of merchants from one dashboard.
Use our REST APIs with a sandbox environment, or manage merchants directly from the dashboard.
Cut fraud and manual review with automated KYB and continuous risk monitoring across your merchant base.